The year 2026 is distinctive in that it transforms recent reforms into concrete legal obligations. Among the most significant developments are the recapitalization of banks within the CEMAC region, the regulation of banking intermediaries, and the revised wording of article 49 of the OHADA Uniform Act organizing simplified recovery procedures and measures of execution. Although these reforms were adopted recently, they have now entered their most critical phase: implementation.

While these reforms were adopted at the regional level, it is within domestic legal systems that they find their practical application, as the effectiveness of their implementation will ultimately be measured at the national level. Our role is to ensure that these rules are applied in accordance with the applicable legal framework and to assess their implications for our clients’ business activities.

In this regard, following the increase in the minimum capital requirements for insurance companies introduced by the CIMA, COBAC has now raised the minimum capital requirements applicable to banks. Our firm assists clients throughout their recapitalization processes. We have also been consulted on the legal status of banking intermediaries in Central Africa, a regulatory framework which, in our view, deserves the attention of all stakeholders. We also welcome the amendment to article 49 of the AUPSRVE, whose previous wording, as discussed in this issue, gave rise to genuine difficulties of interpretation.

This edition extends beyond banking law and enforcement proceedings. It also includes an analysis of Cameroonian labour law, examining the replacement of a company vehicle with a financial allowance, together with our case notes on two recent decisions of the OHADA Common Court of Justice and Arbitration (CCJA).

We wish you an enjoyable and insightful read!

Flora Wamba